In its Structured Finance portfolio, Alloy provides growth capital in the form of credit to well-managed companies structured to meet the unique needs and circumstances of the business. Alloy Structured Finance investments typically will include a loan (in US dollars or local currency) with cash interest as well as some form equity upside (e.g., warrants).
SELECTED STRUCTURED FINANCE INVESTMENTS
Grupo Centra is a fast growing operator of British Petroleum-branded gas stations in the Northwest region of Mexico and convenience stores under the VIP Market brand. The stores concept is based on a unique aspirational shopping experience anchored in offering premium imported products, an extensive product variety and service 24/7.
FIDELITY MARKETING GROUP
Fidelity Marketing Group is a 17-year old technology-leveraged service company that designs and develops card-linked loyalty marketing services for corporate customers interested in building brand and consumer preference throughout Latin America. The Company’s advanced, web-based technology platform provides customers with an unprecedented ability to deliver card-linked loyalty offers and rewards instantly at the merchandiser network point-of-sale. The Company has an extensive list of best in class global, regional and local clients including American Express, Mastercard, Visa, BBVA, Citibank, Scotiabank, Santander, Banamex, Banco Compartamos, Circle K, Home Depot, BMW, L’Oreal, Walmart, Soriana, Uber, Prada, Unilever, Bacardi among others.
Dysal is one of the largest and the oldest specialty food manufacturers and co-packers in Mexico that produces frozen prepared foods and frozen authentic Mexican bread for most of the major grocery retailers in Mexico. It also exports to Hispanic retailers in the US, through its subsidiary Dysal USA, LLC. It is one of only two Company’s in Mexico that manufacture both meat products and bread products in the same facility and that have TIF certification.
Grupo Yadatex is a manufacturer and licensor of backpacks and other consumer products such as diaper bags and household items in Mexico. The company has licensing agreements to commercialize backpacks with globally known brands and 5 of its own brands. Yadatex distributes its products in large specialty retailers, supermarket channels as well as wholesale channels.
Salud Fácil provides fast and easy access to healthcare financing for patients and providers in Mexico. With more than 5 years of experience, Salud Fácil has become a valued provider of capital solutions to doctors, clinics and private hospitals, including leasing and financing medical equipment purchases. It also brokers loans to patients for surgery or medical treatment where sufficient insurance coverage does not exist.
ExFarma is a leading pharmaceutical service and distribution company serving both the public and private sectors in Mexico. Exfarma develops turn-key healthcare programs to fully outsource the operations of pharmacies and creates private label programs of generic medicines for large drugstore and supermarket/grocery store chains in Mexico.
PAGF (Pinto America Growth Fund L.P.)
BARRI FINANCIAL GROUP
In addition to providing capital for organic growth and acquisitions to this Hispanic-focused consumer financial services company in the US, Alloy team members led the creation of a growth plan that included adding meaningful new financial products to the company’s services offering as well as systematic geographic expansion. During the partnership, the company has grown from offering one primary financial product in 85 locations in one state to offering over 15 financial products in over 1,400 locations in 16 states. Among initiatives led by Alloy team members are: the build-out of senior management leadership; identification and negotiation of strategic partnerships and acquisitions; and selection and implementation of integrated accounting and reporting systems.
LA MICHOACANA MEAT MARKET
In addition to providing growth capital to this Hispanic-focused grocery retailer in the US, Alloy team members partnered with the founder to institutionalize operations and build the management team and infrastructure necessary to achieve the company’s growth plan. During the partnership, the retailer increased its footprint from 77 stores to 147 stores. Among initiatives led by Alloy team members were: the selection and implementation of multiple management systems (accounting, inventory and POS); formation of institutional quality corporate office team and processes (finance, merchandising, human resources, distribution, IT, legal); and created a systematic plan for new store growth.