Credit Solutions

Cross-border and Nearshoring

Cross-border and Nearshoring

Our experience executing transactions both in the US and Mexico enables us to provide credit to support our clients' objectives across the border. Whether you are setting up operations, commercializing your products, buying a company, or building relationships with Mexican or US suppliers, Alloy's credit and expertise can help you through your journey.
Search Funds and Private Equity

Search Funds and
Private Equity

Our ability to execute under tight deadlines and provide certainty of funds to equity investors has positioned us as a leading provider of acquisition finance. We have led the largest number of transactions within the Search Funds asset class in Mexico. We have worked with them through the equity-raising process, making helpful introductions to potential investors. In addition, throughout the term of the loan, we have collaborated with companies on:

  • Refinancing strategies
  • Repurchasing shares from existing shareholders
  • Potential mergers and acquisitions and/or
  • Aiding eventual exit plans
Growth Companies

Growth Companies

We have supported companies through credit solutions that address:

  • Scaling up and diversifying operations
  • Pursuing mergers and acquisitions
  • Repurchasing shares from existing shareholders
  • Distributing dividends to investors
  • Refinancing their current debt

We lend to companies with the following characteristics:

  • Strong management team with an emphasis on the CEO and the CFO/finance team
  • Solid cash flow generation
  • Annual EBITDA greater than MXN $50 million
Private Securitizations/Accounts Receivable Liquidity

Private Securitizations/
Accounts Receivable Liquidity

We assist non-bank financial institutions and other companies to expand their asset portfolios through private securitizations or warehouse facilities with diverse asset classes backing the financings.

We provide accounts receivable liquidity to companies that have the following qualities:

  • A robust management team led by a capable CEO and a proficient finance team
  • An operating master trust to collect receivables
  • An established portfolio management system
  • Consistent and predictable delinquency performance
  • A portfolio of at least MXN $150 million, and
  • Positive LTM net income or a straightforward path to reach positive net income